Moore Law Firm

Moore Law Firm

9949 W. Bell Road
Suite 201
Sun City, AZ 85351
Contact Us For A Courtesy Consultation
623-207-9153

Long-term care and how to pay for it

When Arizonans engage in estate planning, they often think about how best to protect their assets and ensure that their beneficiaries receive those assets upon the planner's death. In a nutshell, this is the heart of estate planning. However, there are many other issues that can play an important role in estate planning. These matters, when left unaddressed, can leave an individual facing serious financial troubles, but also problems related to his or her own healthcare.

These problems often arise when an individual winds up needing long-term care. Sadly, about 10 million Americans need some sort of long-term care. While some of these individuals will be fortunate enough to have family and friends take care of them free of charge, most will require hired help in one form or another. A home health aide or visiting nurse may be able to provide in-home care and assist with caring for one's self and his or her residence, but others require more extensive care provided by nursing homes.

A lot of individuals think that Medicare and Medicaid will pay for their long-term care needs, but this thinking is slightly misguided. While these government programs will help pay some of the costs, there are limitations. For example, Medicare will only cover a certain number of days in a nursing home, and Medicaid will only come into play if an individual's income falls below a certain level.

With appropriate planning though, Arizonans can find a way to cover their long-term care costs, should the need arise. It may be an uncomfortable topic to discuss up front, but doing so can ensure one's health and care, as well as the family's finances. By speaking to an attorney who is experienced in elder law and estate planning may help one obtain the peace of mind they deserve.

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I got the family trust updated.
I was very pleased with the expertise and professionalism exhibited by your staff in serving my needs.

I needed to review my Will, recommended by my son.
Mr. Farrer’s expertise helped me realize that a Trust would better serve my needs.
The staff and Mr. Farrer were very professional and friendly (not cold). Thank you. Very comfortable atmosphere.

Our legal documents were outdated due to time and circumstances.
The staff at Moore Law Firm worked with us to develop a trust and other legal documents which meet our current as well as our future needs.
The staff at moore law firm were so professional, knowledgable and friendly to work with. They worked beyond to accomodate our needs. Thank you all.

Moore Law Firm
9949 W. Bell Road
Suite 201
Sun City, AZ 85351

Phone: 623-207-9153
Phone: 623-207-9153
Fax: 623-977-7237
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